July 14, 2016
AgencyCorey Spacht | Auto Insurance Testimony
There is an approximately 84% of households that have vehicles. Many people need automobiles to get from place to place. Not only do we know how useful they can be, but we also understand the fact that driving an automobile can be dangerous. Even when you strictly obey traffic laws, other drivers may not. These situations can lead to unforeseen consequences. […]
August 24, 2016
AgencyTara Stonestreet | Testimony
July 2, 2018
AgencyDog Breeds and Personal Liability Insurance
Useful tips in honor of Lost Pet Awareness month! Bad news for Lassie… There is a good possibility that there might be a downside to owning a K9 when it comes to your personal insurance. Before we conclude that the entire insurance industry is unfairly spoiling the party, let’s consider some facts about Fido in […]
July 30, 2018
AgencyInsurance Coverage for Money / Coin Collections
When was the last time you were asked the “cash or card” question? It turns out the question may not be as irrelevant as some people think, at least not yet. Modern day payment methods don’t require cash in hand anymore which makes it seem like everyone is now totally engaged in a cashless society. […]
August 13, 2018
AgencyDetermining the Cost of Insurance Premiums
It’s no secret that paying insurance premiums can be such a source of frustration for consumers. That’s partly because insurance is not a tangible product that you can touch or feel once its paid for; it’s a promise of service. It’s a unique product in that it tends to provide a sense of financial well-being […]
August 27, 2018
AgencyProblems with Insuring Log Homes
There are unique challenges to insuring a log home. The construction characteristics of these types of structures can be can be part of the challenges but not necessarily in ways people may think. If you’re dealing with handcrafted cabins made from raw lumber, those are typically fire resistant, many times, more so than modern-day […]
September 10, 2018
AgencyWhy Full Disclosure is Best with Your Insurance Company
Is it okay to hold out information from your insurance agent just to be able to get a better deal? There could be a circumstance where someone may not be providing a full disclosure of information seems innocent enough but beware that there could be ramification. Keep in mind, the purpose of insurance companies asking […]
September 24, 2018
AgencyProtecting Your Belongings: Insurance for Items Off-Premises
Did you know that Home Owners Insurance may cover your belongings even when they’re off your property? Many people mistakenly assume that their items lose coverage once they leave home. While homeowners insurance often extends to items outside your home, it’s important to understand that there are limitations and exclusions. To ensure full protection, securing […]
October 8, 2018
AgencyLiability Coverage for Kids
In the case of the child injuring themselves, it could change how decisions are made. There is a case law that states when a child is 5 years and 10 months and is injured, they have the potential for sharing negligence. This means that when a child is under 6 years old, they could be […]