Garage Insurance

Garage Insurance Information

Garage Insurance for Auto Repair and Dealerships

If you own a servicing or repair garage, you will benefit from the advice and support that our Agency can offer.  With over twelve years experience in writing policies for all types of garage repair operations, as well as 25 years of performing car mechanics as a hobby, our Agency can tailor-fit a Commercial Package plan to meeting your auto-business insurance needs.  Tailor-made packages can include coverage’s as follows: 

Garage Liability: Provides coverage for bodily injury, property damage resulting from operations involving the ownership, maintenance or use of a covered automobile/vehicle.

Garage Operations: Provides coverage for bodily injury or property damage resulting from garage operations other than the ownership, maintenance or use of a covered vehicle.

Garage Keepers: Provides coverage for legal liability for damages to vehicles that the repair garage does not own that are left in the mechanic’s care, custody or control. This would include vehicles being held for service, repairs, parking, or test-driving.

Typically two coverage options available: 1) Direct Primary: Provides coverage to the repair garage even if the loss is not the mechanic’s fault and is not legally liable and 2) Excess: Provides coverage over the recovery limit the actual owner or customer has from their own insurance company and will typically pay if your customer does not carry his own insurance.

Please contact us for a Comprehensive Coverage and Cost Comparison for your Auto Repair Business.