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Lafaro Insurance Agency Blog

View the latest blog posts from Lafaro Insurance Agency.

We all received the tornado warning last Sunday. The news reported severe storms, wind, and hail damages. As your reliable insurance agent, it is our duty to inform you about being covered for tornadoes. People often assume that tornadoes are treated separately, but weather events such as tornado... READ MORE >>

April 1st is known as April Fool’s Day, which marks a tradition of playing practical jokes. This tradition dates back to several centuries. In this day and age, people could take a practical joke too far and some might take the joke personally offensive, leading to litigation. READ MORE >>

Start-up business is not so unfamiliar to us like it was a decade ago. A lot of entrepreneurs have become really successful in developing practical business models to meet the market’s demand. Entrepreneurship refers to the process of launching and running a new business, which is often relatively small. READ MORE >>

Kids are one of the most precious things to humanity. That is why we must do everything we can to protect them from potential harm and one the ways to do that is to make sure they are insured. If a child is responsible for causing injury or property damage, and the parent is being held liable, the homeowner’s insurance will respond to it. READ MORE >>

Most people might think that when their belongings are off the premises, then insurance doesn’t cover that item, but that is false. When an item is off the property, it is still automatically covered by homeowner’s insurance. READ MORE >>

Is it okay to hold out information from your insurance agent just to be able to get a better deal? There could be a circumstance where someone may not be providing a full disclosure of information seems innocent enough but beware that there could be ramification. READ MORE >>

There are unique challenges to insuring a log home. The construction characteristics of these types of structures can be a part of the challenges but not necessarily in ways people may think. If you’re dealing with handcrafted cabins made from raw lumber, those are typically fire resistant, many times, more so than modern-day frame houses. READ MORE >>

It’s no secret that paying insurance premiums can be such a source of frustration for consumers. That's partly because insurance is not a tangible product that you can touch or feel once its paid for; it’s a promise of service. It’s a unique product in that it tends to provide a sense of financial well-being and security to the purchaser. READ MORE >>

When was the last time you were asked the "cash or card" question? It turns out the question may not be as irrelevant as some people think, at least not yet. Modern day payment methods don’t require cash in hand anymore which makes it seem like everyone is now totally engaged in a cashless society. READ MORE >>

 In the state of Pennsylvania, one may not think that the occurrence of sinkholes is particularly common, or even existent. People generally tend to think of Florida which indeed has the highest sinkhole rate in the US. What may surprise many, however, is that Pennsylvania is ranked as one of the states with the highest level of annual damage from sinkholes. READ MORE >>

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