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Hotel/Motel Insurance

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Hotel Insurance Information: Tailored Coverage for the Hospitality Industry

Running a hotel comes with unique risks—from guest injuries and property damage to employee lawsuits and equipment breakdowns. That’s why choosing the right insurance partner is critical to your success. At Lafaro Insurance Agency, we specialize in hotel insurance and have been providing trusted, industry-specific coverage since 1969 across 12 states.

With decades of experience and a commitment to personalized service, we help hotel owners secure the protection they need—tailored to their property, operations, and budget.

Comprehensive Hotel Insurance Coverages Available

 Property Insurance

  • Buildings and Business Personal Property
  • Blanket and Agreed Value Options
  • Business Income and Extra Expense
  • Equipment Breakdown
  • Ordinance or Law Compliance
  • Data Processing Equipment and Media
  • Outdoor Property and Landscaping
  • Flood and Earthquake Coverage 

Crime Coverage

  • Employee Theft
  • Guest Property Protection
  • Theft of Money and Securities
  • Forgery and Safe Burglary 

Liability and Umbrella Protection

  • Employment Practices Liability – Covers employee-related lawsuits including discrimination, harassment, and wrongful termination
  • Directors and Officers Liability – Protection from shareholder and creditor claims
  • General Partnership Liability – Additional liability coverage for partnerships
  • Worldwide Coverage – Stay protected even during international operations

 

Protect Your Hotel with Confidence

Whether you run a small roadside motel or a luxury resort with high-end amenities, Lafaro Insurance Agency has the experience and resources to get you the tailored hotel insurance coverage you need. We’re not just selling policies—we’re building protection strategies designed specifically for your business.

 

 

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