Restaurant Insurance

From casual dining to fine dining establishments, we have markets to meet your needs.

Available Coverages:

Property

• Broad, flexible coverage on Buildings and Business Personal Property
• Blanket/Agreed Value Options
• Flood
• Earthquake
• Business Income/Extra Expense
• Ordinance or Law
• Equipment Breakdown
  • Spoilage
  • Ammonia Contamination
  • Hazardous Substance
• Sign Coverage
• Restaurant Wine Stock Endorsement
• Accounts Receivable
• Claim Data Expense
• Fine Arts
• Valuable Papers and Records
• Newly Constructed or Acquired Property
• Food Contamination Coverage
• Spoilage Coverage
• Fire Department Service Charge
• Transit
• Ason Reward
• Personal Property of Others

General Liability

Including:

• Owners/Managers/Lessors of Premises
• Blanket Additional Insured
• Damage to Premises Rented to You
• Liquor Liability

Workers Compensation

• Ability to provide coverage for restaurant accounts across the country

We have markets that provide claim management processes that include:

• Extensive Preferred Provider Networks
  (425,000 physicians; 5,000 hospitals)
• A National Pharmacy Network
• Return-to-work programs
• Managed Total Cost Containment

Umbrella/Excess Liability

• Ability to provide excess layers over your liability coverages including Liquor Legal Liability