May 8, 2025
mlaadminLiquor Liability Insurance: Does It Cover Negligence?
Liquor liability insurance is essential for businesses that serve, sell, or manufacture alcoholic beverages. Whether you own a bar, restaurant, or liquor store, this type of insurance protects your establishment from claims related to alcohol-related incidents. However, a common question arises: Does liquor liability insurance cover negligence? Understanding Liquor Liability Insurance Liquor liability insurance typically […]
May 1, 2025
mlaadminEnd Times & Insurance: Key Coverage Facts for Homeowners
As the Easter holiday recently concluded, Christians around the world commemorated the death and resurrection of Jesus Christ—a pivotal event in their faith. According to sacred scripture, this event is not the end of the story. Prophecies point to Christ’s eventual return during a time of great spiritual conflict, often referred to as the End […]
March 31, 2025
mlaadminHow to Choose the Right Home Insurance –A Complete Guide
Your home is one of your biggest investments, and choosing the right home insurance policy is crucial. But with so many options available, how do you decide? This guide will break down coverage options, factors affecting rates, and ways to save money. Types of Home Insurance Coverage HO-1 (Basic Policy) This policy provides limited coverage, […]
February 25, 2025
mlaadminUnderstanding Homeowners Liability in Lethal Home Defense
Pistol Patent Day was established in the 1980s to honor Samuel Colt’s groundbreaking revolver patent, granted on February 25, 1836. This innovation revolutionized firearm technology by enabling multiple shots without the need for reloading. In light of this, here’s an insight into the legal and insurance implications of lethal self-defense in the home. See video: […]
February 21, 2025
mlaadminHomeowners: Why You Should Keep an Inventory of Your Belongings
When disaster strikes—whether it’s theft, fire, or natural disaster—having an inventory of your belongings can make all the difference in filing an insurance claim. Without a detailed record, proving what you lost and its value can be challenging. Here’s why keeping an inventory is essential and how to do it effectively. What Is a Home […]
February 19, 2025
mlaadminUnderstanding Deductibles: How They Impact Your Insurance Premiums
When choosing an insurance policy—whether it’s for health, home, or auto coverage—one of the most important factors to consider is the deductible. Understanding how deductibles work can help you make informed decisions about your coverage and overall financial security. What Is Deductible? A deductible is the amount you must pay out of pocket before your […]
February 17, 2025
mlaadminThe Cost of NOT Having Business Insurance: A Risk You Can’t Afford
Running a business comes with inherent risks. From property damage to lawsuits, unexpected events can lead to devastating financial consequences. Yet, many business owners overlook one crucial safeguard: business insurance. While skipping coverage may seem like a cost-saving strategy, the potential losses far outweigh the savings. Let’s explore the true cost of not having business […]
February 14, 2025
mlaadminNew Jewelry From Your Valentines Make Sure It’s Covered
Receiving a beautiful gem or a stunning new bauble on Valentine’s Day is always a special moment. While sentimental value is priceless, ensuring your jewelry is properly insured can provide financial protection in case it is lost, stolen, or damaged. Why Jewelry Insurance Matters Most homeowners and renters insurance policies offer coverage for expensive personal […]
February 14, 2025
mlaadmin5 Surprising Connection Between Valentines Day and Insurance You Should Know
It seemed far out but did you know that there’s actually several connections between Valentine’s Day and Insurance? Whether you’re celebrating love, figuring out a future with someone, or even the worst scenario – a break up, insurance plays a bigger role than you might think. Here are 5 Surprising Connection Between Valentines Day […]
February 5, 2025
mlaadminHomeowners Rising Insurance Risks and Premiums Across the U.S
The increasing frequency of extreme weather events is having a profound impact on homeowners insurance across the United States. The catastrophic wildfire losses in California serve as a stark example of the challenges many states are facing. These challenges raise concerns for homeowners in other states, including Pennsylvania, about their own insurability and the potential […]