April 16, 2019
AgencyHOW TO DEAL WITH THE AFTERMATH OF TORNADO DAMAGE
We all received the tornado warning last Sunday. The news reported severe storms, wind, and hail damages. As your reliable insurance agent, it is our duty to inform you about being covered for tornadoes. People often assume that tornadoes are treated separately, but weather events such as tornadoes, hurricanes, or any other occurrences causing wind […]
April 1, 2019
AgencyAPRIL 1st – LET THE FOOL NOT TO BE ON YOU
April 1st is known as April Fool’s Day, which marks a tradition of playing practical jokes. This tradition dates back to several centuries. In this day and age, people could take a practical joke too far and some might take the joke personally offensive, leading to litigation. Therefore, it is important to get liability coverage […]
February 11, 2019
AgencyProtect Your Assets and Home-Based Business with Insurance
Running a home-based business offers flexibility and convenience, but it also comes with unique risks. Without the right coverage, these risks can jeopardize your success. Insurance for home-based businesses is essential to protect your assets, products, and liabilities. Whether you’re a freelancer, a small business owner, or just starting out, understanding your insurance needs can […]
October 8, 2018
AgencyLiability Coverage for Kids
In the case of the child injuring themselves, it could change how decisions are made. There is a case law that states when a child is 5 years and 10 months and is injured, they have the potential for sharing negligence. This means that when a child is under 6 years old, they could be […]
September 24, 2018
AgencyProtecting Your Belongings: Insurance for Items Off-Premises
Did you know that Home Owners Insurance may cover your belongings even when they’re off your property? Many people mistakenly assume that their items lose coverage once they leave home. While homeowners insurance often extends to items outside your home, it’s important to understand that there are limitations and exclusions. To ensure full protection, securing […]
September 10, 2018
AgencyWhy Full Disclosure is Best with Your Insurance Company
Is it okay to hold out information from your insurance agent just to be able to get a better deal? There could be a circumstance where someone may not be providing a full disclosure of information seems innocent enough but beware that there could be ramification. Keep in mind, the purpose of insurance companies asking […]
August 27, 2018
AgencyProblems with Insuring Log Homes
There are unique challenges to insuring a log home. The construction characteristics of these types of structures can be can be part of the challenges but not necessarily in ways people may think. If you’re dealing with handcrafted cabins made from raw lumber, those are typically fire resistant, many times, more so than modern-day […]
August 13, 2018
AgencyDetermining the Cost of Insurance Premiums
It’s no secret that paying insurance premiums can be such a source of frustration for consumers. That’s partly because insurance is not a tangible product that you can touch or feel once its paid for; it’s a promise of service. It’s a unique product in that it tends to provide a sense of financial well-being […]
July 30, 2018
AgencyInsurance Coverage for Money / Coin Collections
When was the last time you were asked the “cash or card” question? It turns out the question may not be as irrelevant as some people think, at least not yet. Modern day payment methods don’t require cash in hand anymore which makes it seem like everyone is now totally engaged in a cashless society. […]