But what if you have your own podcast out of your home? If that’s the case, then the protections listed above are quite different. Instead of having protection from Commercial General Liability, the protection would instead come from Personal Injury Protection, either from your homeowners’ insurance or your renters’ insurance. But be sure to fully check over your policy, because there may be exclusions for “business pursuits1” that happen in the home. In fact, if you podcast from your home as a hobby and you’re not making money, you’d be protected. However, if you do make money, like from advertisers, that could fall under a business exclusion. Therefore, it’s always best to consult your agent if you plan to start podcasting. That way, you won’t be caught unprepared by a claim!
